If you’ve ever been in a car accident and your car is totaled, you know that it can be a traumatic experience.
Not only is there the potential for physical injury, but the emotional stress of dealing with the aftermath can be overwhelming.
You will likely need to go through your insurance company to get a new car, and you may also need to file a claim.
Be sure to keep all of your paperwork together, as you will need it to make the process go as smoothly as possible.
If your car is totaled in an accident, the process of getting a new one can seem daunting. But don’t worry, we’re here to help.
Follow these steps to make the process as smooth as possible.
What to do when with your totaled car?
If your car is totaled, the first thing you should do is call your insurance company. They will likely have a claims process that you will need to follow to get your car repaired or replaced.
In addition to contacting your insurance company, be sure to keep all documentation related to your car.
This includes the title, registration, and proof of insurance. You may need these documents to prove that the car was totaled.
In most cases, when your car is declared a total loss, the insurance company will issue you a check for the fair market value of the vehicle. This amount may be less than what you owe on the car, so you may still be responsible for the difference.
If you have collision coverage, your insurance company may also cover the cost of repairing or replacing your car.
However, if the damage is too extensive, they may declare the car a total loss and issue you a check for the fair market value.
If you owe more on the car than the check is for, you will still be responsible for the difference.
How do insurers determine if a car is a totaled car?
The insurance provider must evaluate the vehicle’s real cash worth shortly before the loss happened and estimate the level of damage to decide if it is a total loss.
Most insurers use a third-party vendor to calculate the ACV by combining vehicle data.
The insurance company will then dispatch an adjuster to assess the damage and provide a cost estimate.
The insurer will declare the automobile a total loss if the damage exceeds the state or insurance company’s standard for totaling a car. If this occurs, the carrier will compensate you for the vehicle’s true cash worth.
When a car is involved in an accident, the insurance company will typically send an adjuster to inspect the damage.
If the cost of repairing the car is more than the value of the vehicle, the insurance company may declare it a total loss.
Should you keep a totaled car?
If your car has been totaled in an accident, you may be wondering whether or not to keep it. There are a few things to consider when making this decision:
- If you still owe money on the car, you will be responsible for the difference between the insurance payout and the amount you owe.
- In some cases, it may be cheaper to buy a new car than to repair the old one.
- If your car is older or in bad condition, it may not be worth keeping.
- The insurance company may only offer you a fraction of what your car is worth, so it’s important to consider all of your options.
- If you do decide to keep it, be sure to consult with your insurance company and make sure you are covered in case of another accident.
- If you keep your totaled car, you will be responsible for restoring it.
If you genuinely want to keep a car that has been declared totaled, you can challenge the insurance company’s decision to declare it a loss.
If you go this route, you’ll need to provide documentation to the insurance carrier, which might include:
1. Invoices for vehicle repairs
2. Before and after crash photos of the car
3. Certified and independent mechanics’ appraisals and repair estimates
What to do if you don’t want to keep your totaled car?
It is frustrating when your car is no longer useful, needs a lot of repairs and you don’t know what to do with it. There are different options to get rid of your totaled car.
However, there is one option that will not only allow you to get rid of it but also earn cash for your car:
Selling your totaled car to a junkyard is the best option.
When you are in a situation where your car is totaled, the best decision you can make is to sell it to a junkyard.
There are many reasons why this is the best option, and here are just a few of them:
- You will get the most money for your car this way.
- A junkyard will pay you for the scrap metal and other materials in your car, which means you will not have to worry about trying to sell it privately.
- Additionally, a junkyard will take care of all the necessary paperwork and tow your car away for free.
- Junkyards often pay cash for cars.
- They will recycle the car for parts.
If you’re looking for a hassle-free way to get rid of your totaled car, Kedzie Cash Junk Cars LLC is the place to go.
We buy cars in any condition, and we always pay cash on the spot. We also offer free towing, so you don’t have to worry about getting the car to us.
Call us at 773-985-2515.
Get rid of your totaled car to Kedzie Cash Junk Cars LLC!
If you are looking for a hassle-free way to get rid of your totaled car, Kedzie Cash Junk Cars LLC is the place to go. We buy cars in any condition, and we always pay cash on the spot. We also offer free towing, so you don’t have to worry about bringing the car to us.
We offer high-quality services and we are here to help you with our best professionals. Don’t worry, we are here to buy your car no matter what condition it is in.
Follow these steps to sell your totaled car for cash:
- Call us at 773-985-2515 for a free estimate, or request one online.
- To provide you with an exact quote, we’ll ask you a few questions about the vehicle.
- We will come and tow your vehicle for free, and pay you in cash.
- To verify that you are the owner of the car and to close the deal, you will need to fill out documentation.
With the free pickup, the current average automobile value in the Chicago, Illinois region is around $322.
Note that the price relates depending on the model, age, make, condition, and whether or not the auto parts are still functional.
When it comes to getting cash for your totaled automobile, Kedzie Cash Junk Cars LLC is the greatest option!
Contact us today!